Did you know that most banks use virtually open source encryption algorithms? Does that mean that your information is open and unsafe? Of course not. What this means is that the system used to encrypt your data that has been looked at and verified and by hundreds of eyes so that the system is bulletproof. Your computer and your bank’s server use that system to create a tunnel so the information you share remains hidden from prying eyes. So also was my suggestion with opening the government. I am not suggesting that we share secrets that could compromise national security, but rather we open the system up to the public so that hundreds of eyes can look at the process. Holes and flaws in the system can be seen and corrected, but the execution of the improved process would be left to those with authority in secrecy.